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"Information Technology" BiziNet Articles

Showing Articles [1 - 5] of 54.

Internet of Things (IoT)

Daniel Moisyeyev

You may have overheard conversations that mention the "Internet of Things" (IoT) - a relatively new term that is being thrown around more and more often. While the concept itself isn't entirely new like some other recent developments in IT (e.g. cryptocurrencies and blockchain), the time has come to have a serious discussion on this development and how it will soon irreversibly entangle itself into our lives. This one isn't just another buzzword that will fade out of fashion.

Daniel Moisyeyev, BiziNet Media
BiziNet Magazine #108 - Jun/Jul 2021

The application of big data to microcredit risk control

Ms Wan Jiaqi (Jacquelyn)

Nonbank online lenders are making more microloans than commercial banks nowadays. The microfinance institutions worldwide serve more than 70 million borrowers and a total loan portfolio estimated at AUD $40 billion in 2019(Microcredit Summit).

This trend will only continue to accelerate in the 2020s due to the dramatically increased amount of individual consumer loans. Thanks to advanced network technology, conforming loans are now so easy to make that online lenders have been able to outcompete banks on speed and ease of approval.

Ms Wan Jiaqi (Jacquelyn), DaNuhai Consulting
BiziNet Magazine #108 - Jun/Jul 2021


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